Credit Cards - Apply for a New Credit Card Online (2024)

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Browse Our Card Categories Citi Strata Premier℠ Credit Card Limited Time Bonus Points 10 timesx | or 3 timesx | or 1 timesxThankYou® Points $100Annual Hotel Benefit Citi Double Cash® Card Low intro APRon balance transfers for months 2%Cash Back No annual fee1 Citi Custom Cash® Card % |or 1%Cash Back Low intro APRon purchases & balance transfers No annual fee1 Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Bonus Miles 2 timesx | or 1 timesx Miles $0 Intro Annual Fee, after the first year.1 Citi Rewards+® Credit Card Low intro APRon purchases & balance transfers Bonus Points Citi Simplicity® Credit Card Low intro APRon balance transfers for months Low intro APRon purchases for months No annual fee1 Citi® Diamond Preferred® Credit Card Low intro APRon balance transfers for months Low intro APRon purchases for months No annual fee1 Costco Anywhere Visa® Card by Citi 4% |or 3% Cash Back 2% |or 1% Cash Back No Annual Fee1with your active/paid Costco membership. Citi® / AAdvantage® Executive World Elite Mastercard® AAdvantage® Bonus Miles 4 timesxMiles AdmiralsClub® membership2 American Airlines AAdvantage® MileUp® Card Bonus Miles 2 timesx | or 1 timesx Miles No annual fee1 Citi® / AAdvantage Business™ World Elite Mastercard® Bonus Miles 2 timesx | or 1 timesx Miles $0 Intro Annual Fee, after the first year.1 Citi® Secured Mastercard® How It Works $0 Liability on unauthorized charges No Annual Fee1 Costco Anywhere Visa® Business Card by Citi 4% |or 3% Cash Back 2% |or 1% Cash Back No Annual Fee1with your active/paid Costco membership. AT&T Points Plus® Card From Citi $ Statement Credit 3 timesx | or 2 timesx | or 1 timesx Points No Annual Fee1 FAQs References

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Offers available if you apply here today. Offers may vary and theseoffers may not be available in other places where the cards are offered.

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  • Travel
  • 0% Intro APR
  • Balance Transfer
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Citi Digital Special Offer

Citi Strata Premier Credit Card

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Limited Time Bonus Points

For a limited time, earn bonus points after spending $ in the first months of account opening, redeemable for $ in gift cards or travel rewards on thankyou.com.2

10 timesx | or 3 timesx | or 1 timesxThankYou® Points

Now an ongoing benefit! Earn a total of 10 ThankYou® Points per $1 spent on Hotel, Car Rentals, and Attractions booked through CitiTravel.com

*

Earn 3 timesX ThankYou® Points per $1 spent on Air Travel and Other Hotel Purchases, Restaurants, Supermarkets, Gas Stations and – newly added! – EV Charging Stations.

*

Earn 1 ThankYou® Point per $1 spent on All Other Purchases.

$100Annual Hotel Benefit

Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through CitiTravel.com, once per calendar year. Benefit applied instantly at the time of booking.2

New Cardmember Offer

Citi Double Cash® Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers; after that, the variable APR will be % - % based on your creditworthiness.1

2%Cash Back

Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…

  • For a limited time, earn % total cash back on hotel, car rental and attractions when booked on the Citi TravelSM portal through 12/31/24. This is % cash back on top of the 1% when you buy and the 1% as you pay.2
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

Special Travel Offer

Citi Custom Cash® Card

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% |or 1%Cash Back

Earn % cash back on your top eligible spend category each billing cycle up to $500 spent.2

Earn 1% cash back thereafter on all other purchases.2

Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.2

Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each credit card balance transfer, whichever is greater.1

Balance Transfers must be completed within 4 months of account opening.

No annual fee1

  • Earn $ cash back after you spend $ on purchases in the first months of account opening.2
  • $0 liability on unauthorized charges

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.

2 timesx | or 1 timesx
Miles

Earn 2 AAdvantage® miles for every $1 spent at restaurants, gas stations, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.2

$0 Intro Annual Fee,
after the first year.1

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Preferred boarding on American Airlines flights
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases

Special Travel Offer

Citi Rewards+® Credit Card

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Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening; after that, % of each transfer ($ minimum).1

Bonus Points

Earn bonus points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.2

+ No Annual Fee1

Special Travel Offer: earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.2

*

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.2

Citi Simplicity® Credit Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % - %, based on your creditworthiness.1

Intro balance transfer fee of $ or % of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, % of each transfer (minimum $).1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness.1

No annual fee1

And more…

  • No Late Fees1
  • No Penalty Rate1
  • $0 liability on unauthorized charges

Citi® Diamond Preferred® Credit Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % - % based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - % based on your creditworthiness.1

No annual fee1

And more…

  • Free Access to Your Fico® Score
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

Costco Anywhere Visa® Card by Citi

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4% |or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% |or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…

  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

Bonus Offer2

Citi® / AAdvantage® Executive World Elite Mastercard®

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AAdvantage®
Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

4 timesx
Miles

Earn 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.2

After you spend $150,000 in purchases with your American Airlines credit card in a calendar year, earn a total of 5 timesX AAdvantage® miles on eligible American Airlines purchases.2

Admirals
Club® membership2

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Global Entry or TSA PreCheck® application fee credit up to $100 every 4 years.2

American Airlines AAdvantage® MileUp® Card

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

2 timesx | or 1 timesx
Miles

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

No annual fee1

And more…

  • No limit on miles you can earn
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases2
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases
  • Add Authorized Users and earn miles on their purchases
Bonus Offer2

Citi® / AAdvantage Business World Elite Mastercard®

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.2

+ Earn miles on employee purchases

Expand your earning potential with Authorized User cards for your employees and earn AAdvantage® miles for purchases made on each card.

2 timesx | or 1 timesx Miles

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Each cardmember (primary and employees) earns 1 Loyalty Point for every $1 spent on their business card purchases.2

$0 Intro Annual Fee, after the first year.1

And more…

  • $0 intro annual fee, after the first year1
  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food, beverage and Wi-Fi purchases when you use your card on American Airlines flights

Citi® Secured Mastercard®

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How It Works

This is a great fit if you want to establish your credit. Make everyday purchases and pay your bill on time.

With a secured credit card, once you are approved, you'll provide a security deposit, between $200 - $2,500. The credit limit on your new secured credit card will equal the amount of your security deposit.2

$0 Liability on unauthorized charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

No Annual Fee1

And more…

  • Choose from available payment due dates at the beginning, middle, or end of the month
  • Tools to help you stay on track, including auto pay and account alerts
  • Free access to your FICO score online
  • Mastercard® ID Theft Protection available for no additional charge

Costco Anywhere Visa® Business Card by Citi

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4% |or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% |or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…

  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

AT&T Points Plus® Card From Citi

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$ Statement Credit

Earn a $ statement credit after you spend $ on purchases in the first months of account opening.2

Plus

Earn up to $240 back toward your qualifying AT&T wireless bills every year after qualifying activities.2

3 timesx | or 2 timesx | or 1 timesx Points

Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations.2

Earn 2 ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.2

Earn 1 ThankYou® Point for every $1 spent on all other purchases.2

No Annual Fee1

And more…

  • $0 liability on unauthorized charges
  • No limit on points you can earn and points don’t expire
Credit Cards - Apply for a New Credit Card Online (2024)

FAQs

Can I open a new credit card online? ›

We're long past the days when the only ways to apply for a credit card were going to a bank branch or mailing in a paper application. Now, many people looking for credit cards apply online, where you can fill out the application, have your credit checked and get approved in just a few minutes.

Which bank gives credit card immediately? ›

American Express offers instant use numbers to eligible Card Members, based on their ability to authenticate you. Capital One offers a virtual card number through Eno, their virtual assistant. This is available to most new cardholders.

What credit card is the easiest to get? ›

Comparing the easiest cards to get
Card NameAnnual feeFICO score required
Indigo® Mastercard®$0-$99 depending on creditworthiness300 to 670
Capital One Platinum Credit Card$0580 to 740
Capital One Quicksilver Student Cash Rewards Credit Card$0580 to 740
Discover it® Student Chrome$0No credit history
3 more rows
Jun 28, 2024

Can I get a new credit card if I already have one? ›

Opening a second credit card may not significantly affect your credit mix, since you already have that type of credit account. Applications for new credit: Applying for new credit can trigger a hard inquiry. A single hard inquiry generally won't have a big impact on your credit.

Why won't any credit cards approve me? ›

Common reasons include a high debt-to-income ratio, a low credit score, insufficient monthly income, a limited credit history or delinquencies. Once you know why your application was denied, you'll know what to work on.

What is the fastest way to get a credit card? ›

Applying for a credit card online is often the quickest option. You could get a near-instant answer to your application. And if you're approved, some lenders may give you a virtual card number to start using straight away.

What credit card approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What credit cards give you instant access to card number? ›

American Express instant access cards. Nearly all American Express cards offer the ability to receive an instant card number once your identity is validated.

Which company gives fastest credit card? ›

5 Best Instant Approval Credit Cards (August 2024)
  • OpenSky® Secured Visa® Credit Card.
  • Discover it® Secured Credit Card.
  • Capital One Quicksilver Secured Cash Rewards Credit Card.
  • Capital One Quicksilver Cash Rewards Credit Card.
  • Credit One Bank® Platinum Visa® for Rebuilding Credit.
Aug 1, 2024

Which bank provides credit cards easily? ›

Leading credit card issuers in India like HDFC Bank, SBI Card, Axis Bank, IndusInd Bank and Standard Chartered Bank offer a number of cards, each catering to unique individual needs like fuel, online shopping, dining, movies, groceries, or a mix of all. Before choosing a card, you must compare the available options.

Which credit card has no credit check guaranteed approval? ›

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get with no credit because it is a secured card and there's no credit check when you apply.

What is the easiest unsecured credit card to get approved for? ›

Easiest Unsecured Credit Cards to Get
  • Cash Back: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • No Minimum Credit Score: Milestone® Mastercard®
  • High Approval Odds: Total Visa® Card.
  • No Upfront Fees: Indigo® Mastercard® for Less than Perfect Credit.
  • No Checking Account Needed: Fingerhut Credit Account.

How many credit cards can I apply for in one day? ›

Yes, you can apply for two credit cards on the same day. There's no rule limiting how many credit cards you apply for. Some credit card companies have their own restrictions and will only let you apply for one of their cards within a set amount of time.

Can I get 2 different credit cards from the same bank? ›

Yes, you can have more than one credit card from the same company. It's not only possible, but it can be a great way to deepen your relationship with one specific bank and take advantage of their card rewards and benefits.

Will Capital One give me a second chance? ›

Will Capital One approve me again for a credit card? Yes, Capital One may approve you again for a credit card account, depending on your credit history, your income, and any potential debt you might have.

Can opening another credit card hurt your credit? ›

Applying for and opening a new credit card may cause a temporary dip in your credit scores. Getting pre-approved for a credit card only requires a soft inquiry, which won't impact your credit scores.

How long after opening a credit card can I open a new one? ›

There's no hard and fast rule about how long to wait between credit card applications, but it is true that too many applications in too short of time can raise red flags for credit card issuers and may mean you get rejected. A good rule of thumb is to wait at least six months between applications.

Is it smart to open 2 credit cards? ›

It's a good idea to have more than one credit card, but applying for multiple cards within a short period of time could hurt your credit score. If you apply for too many credit cards within a brief period, issuers might see you as risky borrower.

Can you get approved for a credit card online? ›

You can apply online for a credit card anywhere you have internet service and anytime you want. You could be reviewed, credit checked, and approved — often within minutes. Let's take an in-depth look at how to apply for a credit card online.

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